Latest Rates
DSCR 30-Fixed: 5.5% • Hard Money: 8.5% • Bridge: 7.0% • Fix & Flip: 7.75% • Ground-Up Construction: 8.5% • Commercial: 5.0%
DSCR 30-Fixed: 5.5% • Hard Money: 8.5% • Bridge: 7.0% • Fix & Flip: 7.75% • Ground-Up Construction: 8.5% • Commercial: 5.0%

Your Future

Your Future

Our Expertise

At New Century Mortgages, we make finding the right loan simple, personal, and transparent. With decades of experience, we help individuals, families, and investors achieve their homeownership goals with confidence and clarity.

Who We Are

Founded on trust, integrity, and innovation, New Century Mortgages is a full-service mortgage brokerage committed to delivering tailored lending solutions for every client. Whether you’re buying your first home, refinancing an existing loan, or expanding your property portfolio, our team of seasoned professionals guides you through every step of the process — from pre-approval to closing day.

!e make finding the right loan simple
DSCR Loans from New Century Mortgages

DSCR Loans

Qualify based on property cash flow, not personal income. No minimum DSCR required. Rates from 6.25%.

New Century Mortgages offers Bridge Loans

Bridge Loans (Fix & Flip)

Fast, short-term financing for fix-and-flip projects. Close in 5 days. Up to 100% of rehab costs financed. 4-day draw processing.

New Construction

Ground-up construction financing for experienced builders. Build to rent or build to sell. Competitive terms for infill development.

Hard Money / Asset Based

Loan decisions based on property value, not credit. Construction draws in 4 days. Quick approvals for time-sensitive deals.

Portfolio Loans

Consolidate 5+ rental properties into one loan. Single payment, better cash flow. Lower rates and origination fees.

Commercial Real Estate

Multifamily 5+, mixed-use, office, retail, industrial. Financing for stabilization and value-add projects.