Financing Solutions

Designed for Multiple Properties

Manage multiple properties easily with flexible portfolio loans.

Streamline your investments with a single portfolio loan that lets you manage multiple properties with ease.

Investment

What is a
Portfolio Loan?

A portfolio loan is a mortgage held by the lender in their portfolio rather than sold on the secondary market.
This gives lenders the flexibility to offer terms that traditional loans can’t, making portfolio loans perfect for:

- Investors with multiple properties
- Borrowers with unique income structures
- Real estate owners seeking flexible underwriting and terms

Benefits: Portfolio loans allow lenders to look at the overall value and cash flow of your property portfolio rather than focusing solely on a single property or borrower’s personal income.

Quick Benefits

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Flexible Underwriting
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Simplified Management
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Faster Approvals
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Ideal for Real Estate Investors
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Flexible Terms & Rates
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Maximize Leverage
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Customized Financing

Start Your Application

Frequently Asked Questions

What is the main advantage of a portfolio loan?

Can I include multiple properties under one loan?

How fast can I close?

Closings are typically faster than conventional loans because underwriting is done in-house.

Are portfolio loans only for investors?

While ideal for investors, portfolio loans can also help property owners with non-traditional income or unique circumstances.

Can I refinance or grow my portfolio using this loan?

Absolutely. Many clients use portfolio loans to access equity, refinance, or acquire additional properties.

What are the typical terms?

Terms vary based on your portfolio, cash flow, and lender policies, but we offer flexible amortization, interest rates, and repayment schedules.

Loan Programs

Our Loan Programs

New Century Mortgages offers a full suite of asset-based lending solutions for serious real estate investors. Whether you're holding, flipping, or bridging to your next deal, we have capital ready to deploy.