Latest Rates
DSCR 30-Fixed: 5.5% Hard Money: 8.5% Bridge: 7.0% Fix & Flip: 7.75% Ground-Up Construction: 8.5% Commercial: 5.0%
DSCR 30-Fixed: 5.5% Hard Money: 8.5% Bridge: 7.0% Fix & Flip: 7.75% Ground-Up Construction: 8.5% Commercial: 5.0%

Broker Program

Your Complete White-Label

Mortgage Platform

At New Century Mortgages, we empower loan brokers and mortgage professionals with a cutting-edge white-label platform designed to elevate your brand and streamline your business.

Our all-in-one solution gives you the tools you need to operate efficiently, close more deals, and deliver an exceptional client experience — all under your own brand.

    New Century Mortgages Broker Program

    Earn Ongoing Revenue

    Competitive commissions on every funded loan plus ongoing servicing income. Volume bonuses for top producers.

    Reliable Capital Access

    $500M+ in lending capacity. Direct lender with in-house underwriting and funding. We never say no to good deals.

    Own the Client Relationship

    You remain the primary contact. We provide back-office support, underwriting, and funding—invisible to your clients.

    Instant Online Approval

    Give your clients instant conditional approvals and proof of funds letters 24/7 through your branded portal.

    100% Free White Label Platform

    Full-featured loan origination system with your branding. No setup fees, no monthly costs. Your logo, your client relationships.

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    Full-featured loan origination system with your branding. No setup fees, no monthly costs. Your logo, your client relationships.

    DSCR Loans from New Century Mortgages

    DSCR Loans

    Qualify based on property cash flow, not personal income. No minimum DSCR required. Rates from 6.25%.

    New Century Mortgages offers Bridge Loans

    Bridge Loans (Fix & Flip)

    Fast, short-term financing for fix-and-flip projects. Close in 5 days. Up to 100% of rehab costs financed. 4-day draw processing.

    New Construction

    Ground-up construction financing for experienced builders. Build to rent or build to sell. Competitive terms for infill development.

    Hard Money / Asset Based

    Loan decisions based on property value, not credit. Construction draws in 4 days. Quick approvals for time-sensitive deals.

    Portfolio Loans

    Consolidate 5+ rental properties into one loan. Single payment, better cash flow. Lower rates and origination fees.

    Commercial Real Estate

    Multifamily 5+, mixed-use, office, retail, industrial. Financing for stabilization and value-add projects.